Future Value Calculator

The Future Value Calculator can calculate the value of an investment at a certain time in the future.

Fill the initial amount, interest rate, and the duration of time. So the calculator can show you what the future value of your investment is.

Initial Amount (₹)
₹ {{calcData.PMin}}
₹ {{calcData.PMax | toIndianCurrency }}
Rate of interest (%)
{{calcData.iMin}} %
{{calcData.iMax}} %
Duration of investment
{{calcData.nMin}} yr
{{calcData.nMax}} yrs
Future Value Amount
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Invested Amount
{{ calcData.P | toIndianCurrency}}
interest earned
{{ calcTotalInterest | toIndianCurrency}}

How to calculate Future Value?

To compute future value, you require an initial investment amount, time horizon, and rate of return. Let’s say you invested ₹ 1,00,000 in a bank’s FD for 10 years at 5 % p.a. In that case, your future value will be

Future Value = Present Value * (1 + Rate of Return)^Time
= ₹ 1,00,000 * (1 + 5 %) ^ 10
= ₹ 1,62,889.47

Present Value = ₹ 1,00,000
Rate of Return = 5 %
Time Horizon = 10 Yrs

So, the future value of the investment will be ₹ 1,62,889.47 after 10 years.


  • The Future Value Calculator displays the amount that is collected in the future if you invest a specific amount at a certain time.
  • It helps you in opting for an investment that provides returns higher than inflation over the long-term.
  • You can gauge whether to increase the deposit amount and frequency of depositing the investment. You can go for the investment that delivers to you the highest returns on investment.


This calculator is meant to be used for indicative purposes only and yields calculation/result based on the information provided by the user and is only for the educational/understanding purposes and it should not be relied upon in making development or implementation of any investment strategy. It may show results which might not be accurate or as per the updated rules/regulations/bylaws. User/s before making any decision should do independent research about the merit and facts affecting the decision. Walue does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Walue shall not be responsible/accountable for any loss/damages whatsoever and makes no warranty about the accuracy of the calculators/reckoners. Walue do not  solicit, recommend, offer any brand, equity, commodity or security in any manner while using this calculator and nothing on this website shall be construed so. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator. All brand names, logos and/or trademarks are the property of their respective owners, which are used here for identification/ understanding/ educational purposes only, and do not necessarily imply product endorsement or affiliation with us. It shall not be construed in any manner and in any circumstance that the given brand, logo and or endorsement are being claimed here.