Present Value Calculator

The Present Value Calculator calculates how much a specific amount of money in the future is currently worth. It helps you approximate the present amount you require to accomplish a future financial goal.

Future value (₹)
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₹ {{calcData.PpMax | toIndianCurrency }}
Rate of interest (%)
Duration of investment
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{{calcData.npMax}} yrs
Present Value Amount
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future Value of Investment
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Interest Earned
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How to calculate Present Value?

Let’s understand this with an example. Assume that you will get ₹ 106 in one year. You want to know what the present value of this amount is at 6 % interest rate.

Present Value = Future Value / (1 + Rate of Return) ^ 1
= ₹ 106 / (1 + 6 % ) -1
= ₹ 100

Future Value = ₹ 106
Rate of Return = 6 %
Time Horizon = 1 Yr
So, the present value of this investment will be ₹ 100.


  • After reviewing the future benefits of potential investments, you can select the best investment as per your investment goals and risk profile at a certain time at a pre-decided rate.
  • You can choose the right retirement plan.
  • It helps you in understanding the current value of your educational goals, manufacturing goals, corporate goals, and retirement goals.


This calculator is meant to be used for indicative purposes only and yields calculation/result based on the information provided by the user and is only for the educational/understanding purposes and it should not be relied upon in making development or implementation of any investment strategy. It may show results which might not be accurate or as per the updated rules/regulations/bylaws. User/s before making any decision should do independent research about the merit and facts affecting the decision. Walue does not take the responsibility/liability nor does it undertake the authenticity of the figures calculated therein. Walue shall not be responsible/accountable for any loss/damages whatsoever and makes no warranty about the accuracy of the calculators/reckoners. Walue do not  solicit, recommend, offer any brand, equity, commodity or security in any manner while using this calculator and nothing on this website shall be construed so. The examples do not claim to represent the performance of any security or investments. In view of the individual nature of tax consequences, each investor is advised to consult his/her own professional tax advisor before making any investment decisions on the basis of the results provided through the use of this calculator. All brand names, logos and/or trademarks are the property of their respective owners, which are used here for identification/ understanding/ educational purposes only, and do not necessarily imply product endorsement or affiliation with us. It shall not be construed in any manner and in any circumstance that the given brand, logo and or endorsement are being claimed here.